LendingClub Patient Solutions
Payment Plans Through LendingClub Patient Solutions.
Overview
LendingClub Patient Solutions, formerly known as Springstone, provides financing options for patients seeking elective medical and dental procedures. It allows patients to apply for installment loans with various terms and APRs, enabling them to pay for care over time. The process is designed to be simple and provide quick pre-qualification.
✨ Key Features
- Installment loans for healthcare
- Fixed APRs and monthly payments
- Covers dental, fertility, hair, and bariatric specialties
- No-impact credit score check for pre-qualification
- Extended payment plans
🎯 Key Differentiators
- Focus on installment loans rather than credit cards
- Transparent terms with fixed APRs
- Backed by a major fintech company (LendingClub)
Unique Value: Offers straightforward, fixed-rate installment loans, allowing patients to budget for their healthcare costs with predictable monthly payments.
🎯 Use Cases (3)
✅ Best For
- Dental financing
- Fertility treatment financing
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Patients needing a revolving line of credit for ongoing, unpredictable expenses
🏆 Alternatives
Provides a more structured loan product compared to the revolving credit lines of cards like CareCredit, which can be better for one-time, large procedures.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Enrolled Provider tier)
💰 Pricing
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