CareCredit
A dedicated health and wellness credit card for products and services patients want and need.
Overview
CareCredit is a healthcare credit card designed to help patients pay for out-of-pocket expenses not covered by medical insurance. It offers special financing options on purchases of $200 or more, allowing patients to make convenient monthly payments for a wide range of health and wellness procedures and services.
✨ Key Features
- Revolving line of credit
- Special financing options (e.g., 0% interest for a promotional period)
- Covers various medical fields (dental, cosmetic, vision, veterinary)
- Provider-paid merchant fee model
- Immediate credit decisions
🎯 Key Differentiators
- Widely recognized and accepted healthcare financing brand
- Broad network of enrolled providers
- Offers a reusable line of credit for patients
Unique Value: CareCredit allows providers to offer patients an immediate, dedicated financing option, which can increase treatment acceptance and ensure the practice receives prompt payment, while shifting the credit risk and collections burden.
🎯 Use Cases (3)
✅ Best For
- Dental financing
- Cosmetic procedure financing
- Veterinary financing
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Primary insurance coverage
- Very small, incidental medical expenses
🏆 Alternatives
Unlike in-house payment plans, CareCredit pays the provider upfront and manages the patient loan directly. Compared to general-purpose credit cards, it offers healthcare-specific promotional financing.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Enrolled Provider tier)
🔒 Compliance & Security
💰 Pricing
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