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Qonto

The business account that energizes SMEs and freelancers.

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Overview

Qonto is a French-based neobank that provides business accounts and financial management tools for small and medium-sized enterprises (SMEs) and freelancers across several European countries. It offers features like team management with customisable spending limits, streamlined expense management, and integrations with accounting software.

✨ Key Features

  • Business accounts with French, Spanish, Italian, or German IBANs
  • Physical and virtual corporate cards
  • Team management with user roles and permissions
  • Expense management with digital receipts
  • Supplier invoice management
  • Integrations with accounting software

🎯 Key Differentiators

  • Strong focus on SMEs and team management features
  • Excellent user interface and experience
  • Transparent and competitive pricing

Unique Value: Qonto provides a comprehensive and user-friendly business banking solution that helps European SMEs and freelancers save time and money on their financial management.

🎯 Use Cases (3)

European SMEs and freelancers Startups looking for a scalable banking solution Companies needing to manage team spending effectively

✅ Best For

  • Helping a growing tech startup manage its finances across multiple European countries
  • Simplifying expense reporting for a consulting firm with a mobile workforce

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses outside of Qonto's supported European countries
  • Companies requiring complex lending or investment products

🏆 Alternatives

Revolut Business N26 Business Holvi

Qonto offers a more modern and efficient experience than traditional banks, with a strong focus on the needs of businesses. Compared to other neo-banks, it stands out with its powerful team management features and excellent customer support.

💻 Platforms

Web iOS Android API

🔌 Integrations

Xero QuickBooks Sage Stripe Slack

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Premium tier)

🔒 Compliance & Security

✓ GDPR ✓ SSO ✓ Licensed payment institution by the ACPR (French Prudential Supervision and Resolution Authority)

💰 Pricing

$9.00/mo

✓ 30-day free trial

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