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Instec Policy

Spurring innovation and opportunity in policy lifecycle management.

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Overview

Instec Policy is a cloud-based policy administration system designed for property and casualty (P&C) insurers, managing general agents (MGAs), and program administrators. It helps organizations to quickly launch and manage insurance products, with a focus on speed-to-market and ease of use. Instec Policy includes a comprehensive library of bureau content and a powerful rating engine.

✨ Key Features

  • Policy Administration
  • Rating Engine
  • Underwriting Rules
  • Bureau Content (ISO, NCCI, etc.)
  • Product Configuration
  • Cloud-Based Deployment

🎯 Key Differentiators

  • Focus on speed-to-market
  • Extensive library of bureau content
  • Strong expertise in program business

Unique Value: Enables P&C carriers and MGAs to launch complex commercial and specialty programs with unmatched speed-to-market by providing a near-complete system out of the box with extensive bureau content and self-service configuration tools.

🎯 Use Cases (4)

Rapidly launching new insurance programs and specialty offerings. Managing policy administration for complex commercial lines. Modernizing policy systems for MGAs and carriers needing speed-to-market. Administering niche programs for specific industries or associations.

✅ Best For

  • Used by Risk Placement Services (RPS) to launch a new public-entity program in less than 90 days.
  • Adopted by numerous carriers and MGAs to quickly launch multi-line, multi-state systems.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Insurers focused primarily on personal lines without a program business component.
  • Companies that require an all-in-one suite including claims and billing in a single native module.

🏆 Alternatives

BriteCore PCMS OneShield

Offers a faster and more cost-effective deployment for new programs compared to large-scale legacy replacement projects or systems requiring extensive custom development.

💻 Platforms

Web API

🔌 Integrations

Verisk LexisNexis Microsoft Azure

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Available tier)

💰 Pricing

Contact for pricing

Free tier: N/A

Visit Instec Policy Website →