Green Dot

Powering the next generation of fintech.

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Overview

Green Dot is a US-based financial technology company and registered bank holding company that offers a range of financial products, including prepaid debit cards, checking and savings accounts, and credit cards. Through its BaaS platform, Green Dot enables other companies to offer their own branded banking and payment solutions. It provides the infrastructure, regulatory compliance, and program management to power fintech and embedded finance applications.

✨ Key Features

  • Branded Checking and Savings Accounts
  • Prepaid and Debit Card Issuing
  • Payment Processing
  • Money Movement (ACH, P2P, Cash Deposits)
  • Payroll and Tax Solutions
  • Compliance and Program Management

🎯 Key Differentiators

  • Owns a bank charter, providing a direct regulatory framework
  • Extensive experience in prepaid cards and retail distribution
  • Proven ability to partner with large, high-volume companies

Unique Value: Green Dot offers a complete, end-to-end BaaS solution with an integrated bank, program management, and enterprise-grade APIs, enabling partners to launch robust financial products.

🎯 Use Cases (4)

Embedded banking for large technology companies and retailers Financial solutions for gig economy workers White-label neobanking Government and payroll disbursement programs

✅ Best For

  • Apple Pay Cash is powered by Green Dot Bank.
  • Uber uses Green Dot for its driver debit card and instant pay features.
  • Walmart offers various financial products in partnership with Green Dot.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Small startups looking for a self-service, API-first platform
  • Companies outside of the United States

🏆 Alternatives

The Bancorp Pathward (formerly MetaBank) Other BaaS-enabling banks

As a bank holding company, Green Dot can offer a more direct and deeply integrated BaaS solution compared to non-bank providers that must partner with a sponsor bank.

💻 Platforms

Web iOS Android API

🔌 Integrations

Apple Pay Google Pay Samsung Pay Plaid

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SSO ✓ FDIC Insured ✓ Subject to Federal Reserve Board regulation

💰 Pricing

Contact for pricing

Free tier: NA

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